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Income

Calculate income for consumers with diverse employment profiles

Income 1

Calculate income for a variety of use cases, including both traditionally and non-traditionally employed borrowers.

Lenders need to estimate applicant income in order to manage risk, determine exposure limits, and assess ability to pay.

Verify borrower income in minutes

Ocrolus goes beyond digitizing data, generating pre-defined analytics to help lenders determine a borrower’s creditworthiness.

The platform supports multiple income calculations for traditionally-employed and self-employed borrowers using paystubs, W-2s and other tax forms, pension award letters, and Social Security award letters.

Verify borrower income

Develop robust, data-driven income assessments

Ocrolus’s bank statement, paystub, and tax form powered income analytics provide lenders insight into the nature of income, from salaried vs. hourly, to single vs. multiple jobs, to traditional vs. gig employment.

Data driven income assess

Increase originations with an expedited underwriting process

Automation of sophisticated income calculations helps lenders speed up the entire underwriting process for a better borrower experience.

Underwriting process

Ready to go?

Find out how we can help you automate income calculations and accelerate underwriting.

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clare head

Ocrolus has been so easy to work with; we’ve been able to scale Operations by implementing Ocrolus.”

– CLARE McCLINTOCK, HEAD OF OPERATIONS STRATEGY, BREX