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Illuminate borrower cash flow analytics, including income/revenue, expenses, transaction categories, ratios, and trends. With a highly specific understanding of cash flow data, your team will be empowered to manage risk and make smarter decisions.
Borrowers submit banking information via bank data feeds, PDFs, and cell phone images. Ocrolus ingests all formats of financial data and provides a consistent output schema, enabling detailed cash flow analysis and risk modeling while accommodating the widest possible range of borrowers.
Reduce credit risk
It’s crucial for lenders to make decisions with a complete and nuanced understanding of borrower financial dynamics. Detailed bank data of transactions yields a much deeper picture of businesses and consumers than credit bureau data alone.
Lenders can better understand the seasonality of cash flow, measure non-traditional income, assess debt capacity, and identify recurring transactions. Cash-flow-based risk models help lenders precisely predict the risk of default, increasing yields while expanding access to credit.
Standardize your cash flow analysis
Our document capture technology transforms unstructured information into clean, structured data. Ocrolus brings together customer bank statements with bank data feeds to enable you to make sense of cash flow analytics from multiple sources under a unified lens.
Lower customer acquisition costs
Ocrolus allows lenders to quickly process the broadest possible range of borrower submitted bank data. With automated cash flow scoring capabilities, Ocrolus customers can efficiently test new partner channels and increase marketing spend with consistently low application processing costs.
Ready to go?
Find out how we can help you assess borrower risk using cash flow analytics and lend with confidence.

We're enhancing the Blend platform with Ocrolus' automated, accurate document classification and data extraction capabilities. Our partnership with Ocrolus enables us to swiftly deliver time-saving innovations to our customers.”