A Case Study in Fintech Infrastructure: FreshCuts — Powering the Next Generation of Barbershops

Perspective on the Visa/Plaid deal to think about during your next haircut. The fintech ecosystem scored a huge win last week, when Visa acquired Plaid for a whopping $5.3 billion — reportedly 40 times their current revenue! The price may…

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Using Alternative Data for Cash Flow Analysis to Qualify Borrowers

One of the primary uses of alternative data is the review of bank statements to determine a company or individual’s assets and cash management over an extended period of time. A relatively quiet yet significant announcement was made last month…

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Mortgage Lenders Tap Technology to Address the Burgeoning Gig Economy

More than one third (about 36%) of U.S. workers take part in the gig economy, the  rapidly growing job market comprised of temporary, part-time, and freelance work. Some gig workers only dabble a few hours a week for pocket money.…

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Non-QM Lenders Following the Fintech Success Model

The volume of US-based digital lending by fintechs to individuals and small/medium enterprise (SME) has grown from less than $21B in 2017 to an estimated $27B in 2019, and it’s projected to surpass $40B by 2022. This growth and the…

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The Difference Between Tools and Solutions for Digitization Initiatives

When you make a substantial technology platform investment for your company, are you thinking: “I’d like to deploy a system where I can take the most mundane aspects of my processes and get better at them?” Or do you think…

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What Traditional Lenders can Learn from Sears & Walmart

The divergence of digitization in commercial lending is comparable to the retail wars of the past three decades. Consider the paths of two retail giants in the late 20th century: Sears and Walmart. Sears embraced traditional brick and mortar stores,…

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Ocrolus Update – 9/29/19

Welcome to your weekly Ocrolus Update – 9/29/19! Here’s a curated list of industry news, recommended reads, fundraising announcements, and some laughs. Please drop us a line if you have any tips or content that you want to see in the…

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Ocrolus Update – 9/22/19

Welcome to your weekly Ocrolus Update – 9/22/19! Here’s a curated list of industry news, recommended reads, fundraising announcements, and some laughs. Please drop us a line if you have any tips or content that you want to see…

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Ocrolus Update – 9/8/19

Welcome to your weekly Ocrolus Update – 9/8/19! Here’s a curated list of industry news, recommended reads, fundraising announcements, and some laughs. Please drop us a line if you have any tips or content that you want to see…

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Investor Insights: Regulation of Human Behavioral Data is Coming

Investor Insights is an Ocrolus guest blog series featuring prominent voices from the investment community. The series highlights industry trends, funding culture, and observations about the fintech space. Today’s author, David Magerman, is the co-founder and Managing Partner at Differential…

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