EQUIPMENT FINANCE

Fund every deal on complete, verified data.

Ocrolus helps underwriters make decisions they can stand behind by automating bank statement analysis, fraud detection and cash flow analytics.

EQUIPMENT FINANCE
Equipment finance

Equipment finance underwriting depends on one thing: knowing the borrower's real financial picture.

In practice, that means manually collecting bank statements from submitted packages, reviewing them page by page, analyzing cash flow data by hand and then hoping the documents haven't been altered. It's a process that creates two compounding problems: analysis that takes hours to build and decisions made on data the underwriter can't fully verify.

Ocrolus solves both. Automated cash flow analysis gives underwriters a complete, structured picture of every borrower's finances in minutes. Fraud detection scores every document for authenticity before it shapes a credit decision. The result isn't just faster underwriting. It's underwriting your team can trust.

What Ocrolus does for equipment finance

Complete analysis. Verified documents. Decisions your team can stand behind.

Automated cash flow analysis

Stop building the picture manually. Get it automatically.

Ocrolus analyzes submitted applications + supporting financial documents and returns a structured cash flow output for every deal. What used to take an underwriter 3 to 4 hours to compile arrives in minutes.

  • Complete extraction across multi-account, multi-period packages โ€” including scanned PDFs and non-standard bank formats

  • Existing debt and lender positions identified automatically, no manual line-by-line search required

  • 99%+ accuracy โ€” the output your underwriter reviews is the same as a thorough manual review, without the hours

Document fraud detection

Know the documents are real before you build the case on them.

Altered bank statements, fabricated deposits and inflated revenue are designed to look legitimate under manual review. Ocrolus scores every document for authenticity before analysis begins, so underwriters know if a statement has been tampered with before the credit memo is built, not after the deal funds.

  • Authenticity score on every document, not just flagged or suspicious submissions

  • Detects the specific fraud patterns that appear in equipment finance: altered balances, inflated deposits, fabricated revenue

  • One prevented fraud event on a mid-market deal typically covers a year of Ocrolus cost

See what underwriting looks like when the data is complete.

Every equipment finance credit decision is only as good as the analysis behind it. Ocrolus gives your underwriters a complete cash flow picture and a fraud-verified document set โ€” so the confidence comes from the data, confidence comes from the data.

Request a demo

We'll walk through a live example with documents from your deal type.

See how Ocrolus works across SMB lending โ†’
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