Meet the author
David Snitkof is the SVP of Growth at Ocrolus and is an accomplished technology entrepreneur and data/analytics leader who leads Ocrolus' growth team, overseeing the company’s product, growth and brand marketing efforts. He has a successful track record of developing analytical systems, teams, and businesses from the ground up, including as the VP of Data Analytics at Ocrolus and Head of Analytics and Data Strategy at Kabbage. He co-founded Orchard, a pioneering data, analytics, and transaction platform that accelerated the growth and institutionalization of Online Lending, acquired by Kabbage in 2018. David has held various leadership roles at American Express, Citigroup, and Oyster.com. He is a frequent writer and speaker on financial technology, credit, and the future of data-driven business and its impact on society.
Most recently, David helped to publish a study entitled Automation in Small Business Lending Can Reduce Racial Disparities: Evidence from the Paycheck Protection Program with NYU Stern which utilized Ocrolus’ own data and highlighted the ways automated lending can lower racial bias.
Articles by author
Why cash flow data belongs at the top of your small business underwriting funnel
Using bank-derived credit attributes to approve more applicants, decrease risk, and minimize cost in the SMB underwriting process Small businesses are the lifeblood of the U.S. economy, providing 56 million jobs, generating 43.5% of our GDP, and meaningfully contributing to economic growth. Nearly every business relies on access to capital, enabling it to expand operations, finance inventory, manage volatile cash flows, and make investments in the future. The efficiency, effectiveness, and scale at which lenders can provide small businesses access to capital directly affects economic well-being. Ocrolus is proud to work with over 175 SMB lenders to enable them with…
Solar Eclipse 2024 – Shining a light on small business cash flow
The upcoming solar eclipse on Monday, April 8, is captivating the world. People everywhere are making plans to witness a rare celestial event that will not happen again for another 20 years. While the sun and moon make their course toward alignment in space, multiple organizations have noted the economic implications of the eclipse here on Earth. For example, Airbnb occupancy rates in the 150-mile-wide total eclipse path are substantially higher than elsewhere in the United States. The U.S. Bureau of Labor Statistics has also gotten in on the action, sharing a heatmap of employment and wages in the ‘eclipse…
