Practical steps to scale underwriting with AI before the next refi wave
Interest-rate dips already sparked a 9.4% surge in mortgage applications when 30-year rates briefly hit 6.77% in July 2025. Analysts expect a far bigger spike once the new Fed chair signals a sustained easing cycle. Lenders still closing in 45–51 days risk losing borrowers to tech-forward competitors funding in just 15.
This playbook distills the workflows, KPIs and leadership moves that squeeze weeks out of underwriting, without adding headcount or compromising quality.
Compress cycle time from 45 to 15 days
Leverage AI for real-time validation & income calcs
Five-step roadmap to modernize workflows
Benchmark KPIs that drive cost-per-loan down
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