Digital Transformation

2020 was a challenging year for many community banks, but that doesn’t mean 2021 is time to retrench. By planning ahead and proactively investing in innovation, community banks can prepare themselves to weather the next crisis — and make the…

We're extremely excited to publish Ocrolus’ 2020 Fintech Lending Market Map. At Ocrolus, we have been helping lenders automate their underwriting and improve the quality of their credit decisions for nearly five years, and we have gained tremendous insight along the…

As featured in Business Insider’s article, “Investors say these 38 fintechs are the next generation of breakout B2B stars, following in the footsteps of Stripe and Plaid.” (subscription required.) Ocrolus is honored to be featured in Business Insider's list of…

At its core, lending is a business of decision-making under uncertainty and managing asymmetric risk. To establish and maintain profitability, lenders must optimize the ratio of performing to non-performing customers and price risk appropriately (i.e., setting rates and terms). Actionable…

As I’m writing this blog post, the major global financial markets have experienced two weeks of down and up (mostly down) rollercoastering due to COVID-19 concerns. The S&P500 index has experienced its six largest point moves all in the first…

Perspective on the Visa/Plaid deal to think about during your next haircut. The fintech ecosystem scored a huge win last week, when Visa acquired Plaid for a whopping $5.3 billion — reportedly 40 times their current revenue! The price may…

One of the primary uses of alternative data is the review of bank statements to determine a company or individual’s assets and cash management over an extended period of time. A relatively quiet yet significant announcement was made last month…

When you make a substantial technology platform investment for your company, are you thinking: “I’d like to deploy a system where I can take the most mundane aspects of my processes and get better at them?” Or do you think…

Welcome to your weekly Ocrolus Update - 9/29/19! Here's a curated list of industry news, recommended reads, fundraising announcements, and some laughs. Please drop us a line if you have any tips or content that you want to see in…

Welcome to your weekly Ocrolus Update - 9/22/19! Here's a curated list of industry news, recommended reads, fundraising announcements, and some laughs. Please drop us a line if you have any tips or content that you want to see…