Loan Underwriting

Automate the analysis of loan documents

Lenders trust Ocrolus for faster, smarter credit decisions

Enhance your underwriting operations with industry-leading accuracy and speed.

Supercharge your origination funnel with Ocrolus.

Ocrolus empowers lenders to conquer every phase
of the loan origination process:

  • Process apps faster and more efficiently than ever before
  • Review more deals with leaner staff
  • Estimate income with greater certainty
  • Document decisions for regulators and investors

Ocrolus enables business lenders to fund more profitable deals by quickly and accurately analyzing borrower financials.

Documents analyzed:

BANK STATEMENTS

TAX DOCUMENTS

BROKER APPLICATIONS

INVOICES

PHOTO IDs

  • Analyze borrower bank statements with 99+% accuracy
  • Automate ISO application entry and turn on more channels
  • Fund deals with industry-leading speed
  • Beat fraud with intelligent suspicious behavior detection
  • Generate dozens of cash flow analytics:
    • Average balances
    • Estimated revenue
    • Loan stacking
    • NSF transactions

Mortgage lenders use Ocrolus to automatically analyze a broad set of documents.

Documents analyzed:

BANK STATEMENTS

PAY STUBS

TAX DOCUMENTS

MORTGAGE FORMS

PHOTO IDs

  • Verify income across multiple documents, including pay stubs, bank statements and tax docs
  • Automatically categorize and parse 1003s, 1008s, and other mortgage forms
  • Validate identity and proof of residence with IDs and utility bills
  • Establish a comprehensive audit trail of clean data from all the documents you process, with 99+% accuracy

Personal lenders use Ocrolus to confirm applicant identity and income, faster and more efficiently.

Documents analyzed:

BANK STATEMENTS

PAY STUBS

TAX DOCUMENTS

PHOTO IDs

  • Auto-classify documents
  • Verify income in minutes with automated pay stub analysis
  • Efficiently analyze bank transactions
  • Quickly confirm identity and proof of residence
  • Process fluctuating volumes with consistent speed
  • Disarm fraudsters with automated fraud detection bolstered by human review

Ocrolus empowers auto-lenders to rapidly and accurately qualify borrowers.

Documents analyzed:

BANK STATEMENTS

PAY STUBS

TAX DOCUMENTS

PHOTO IDs

  • Confirm income with automated pay stub analysis
  • Analyze bank transactions with speed and efficiency
  • Easily verify identity and proof of residence
  • Uncover applicants or dealers who submit fraudulent applications
  • Classify documents automatically
  • Maintain consistent speed no matter the document volume